Complicated Claims After a Car Wreck
The aftermath of a car wreck can get complicated. And what's more is that insurance companies make resolving your claim as confusing as possible. But that's why we do what we do. We want folks to know the nuances of insurance policies so they're ready to do battle with adjusters.
For example, if someone hits you and they're at fault, their insurance company is supposed to step in and pay for your losses. But that process is typically broken into two parts, your property damage claim, and your bodily injury claim.
The bodily injury portion of your claim is supposed to cover your physical, mental, and emotional injuries, as well as out-of-pocket expenses. Out-of-pocket expenses could be for a variety of things, such as lost wages and medical bills for surgeries, physical therapy, and medications.
The Challenges of Making a Claim After Your Car Wreck
The biggest challenge of your claim making sure the insurance company pays a fair amount for your personal injury damages. Now, these aren't quite as simple as property damage claims.
First, insurance companies will always offer less money to someone making an injury claim who does not have an attorney.
Second, some injuries don't show up for days or even weeks. And when they do, a person may need long-term or permanent care. That's why a car wreck attorney would be important to help you get the right experts to prove your damages.
And third, you may have a claim for non-economic damages, which is how this affected you mentally and emotionally. How a wreck affected you and your way of living aren't always obvious.
And car insurance companies know this and use it to get out of pain the claim at a fair amount. A personal injury attorney will help you get a recovery for your non-economic damages. That's why in the case of a serious injury, it's important to hire an attorney who deals with this day in and day out. The damages you've suffered may total up to much more than the insurance company is offering you.
What to Do if You or a Loved One Was Injured in a Car Wreck
To get more information on what to do after a car wreck, download our FREE Five Step Guide. It's linked below.
If you or a loved one were in a car wreck that caused serious injuries, be sure to contact us for more help. We work to make sure our clients receive justice so they can keep moving forward with their life.