You do not have to agree to give a recorded statement to the adjuster at the insurance company. A recorded statement is when the insurance company adjuster calls you to discuss what happened. They will ask you if you mind going on "record" so they can ask you a few questions. They will tell you everyone is required to do a recorded statement and that you don't need an attorney present.
Can you give a recorded statement? Of course, you can and some of my clients do. BUT before you agree to give the recorded statement, I want you to understand what the goal of the insurance company is with a recorded statement. The goal of the adjuster is to get all your personal information so they can look up your background report, assets, aliases, and other personal information they can find in their powerful search engines. The potential impact of the recorded statement goes back to the old adage that "anything you say can and will be used against you". This applies to recorded statements. The insurance companies spend millions of dollars a year training their adjusters how to get unsuspecting people like you into saying something that will hurt their case.
If you have a serious injury case or a wrongful death case, it is best to check with a trial lawyer before agreeing to give a recorded statement. The adjuster and insurance company will take advantage of you when you are at your most vulnerable. Then, they will use it against you.
Learn about recorded statements and more by ordering my free book - The Essential Guide For Your Texas Injury Case. If you have any questions, please reach out to us. We are here to help.